Average car loan interest rates for excellent credit start at 4.88% for new cars and 7.43% for used cars, based on factors such as your credit score, type of car and whether you’re buying a new or ...

Auto loans can be a huge expense — the average American with a new car paid $748 per month, while the owner of a used car ...

Nearly 82% of new car buyers took out a loan or lease in 2025, according to Experian, as did more than 35% of used car buyers. Your credit score significantly impacts whether you'll get approved for a ...

A good credit score can save you as much as $10,000 on a car. A bad score can cost you that much. Your credit score largely determines how much interest you pay on a car loan. And interest rates are ...

Before applying for a car loan, it’s wise to check your credit score. That will give you a pretty good indication of where you stand in the eyes of potential lenders. Many people assume that few car ...

Car loans are one of the most common types of debt among consumers in 21st-century America. While auto loans are not as common as credit cards, the majority of Americans (62%) have an auto loan in ...

Credit impacts many different parts of your life — including your car insurance. While your credit score and your car insurance might seem like separate parts of your finances, studies show that ...

Your credit score is one of the most important factors lenders look at when deciding how much interest to charge on your auto loan. Avoid unpleasant surprises by finding out your score before you ...