Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Coinsurance is the portion of a medical bill you pay after meeting your deductible. It’s a cost-sharing arrangement between you and your insurance company — they cover a percentage of the expense and ...

Learn how a waiver of coinsurance clause in insurance policies can eliminate part of your claim payment obligation under some conditions, and understand its implications.

Coinsurance is the percentage of a medical bill that you’re responsible for after you’ve met your deductible. Think of it as an agreement with your insurance company to share costs: You each pay a ...

Current law allows younger people to stay on their parent's plan until they turn 26. And that leaves a lot of them scratching their heads while reviewing their health care options after blowing out ...

Coinsurance is a split cost between you and your insurer after meeting your deductible. Copays are fixed upfront charges that apply before meeting your deductible. Property insurance coinsurance ...

Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. Coinsurance and copays are two types ...