When addressing claims, different approaches to handling each disability claim are necessary because contractual provisions can vary dramatically, especially when addressing the definition of "total" ...

Learn about Medicaid's long-term care coverage, including the definition, eligibility requirements, and the services covered ...

If you receive a denial letter from your insurer, your best course of action is to seek legal advice, says a leading ...

One in four 20-year-old Americans will be disabled before they reach age 67, according to the Social Security Administration. This reality underscores the need for long-term disability insurance (LTDI ...

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Offsets are a tool insurers use to reduce the benefits they owe an injured worker by deducting benefits the worker receives ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...