Health insurance is a contract between a company and a consumer. The company agrees to pay all or some of the insured person's healthcare costs in return for payment of a monthly premium. The contract ...

Health insurance costs vary by plan, city, family size and health care needs, among other things. Many, or all, of the products featured on this page are from our advertising partners who compensate ...

Healthcare in the United States is expensive. While a great deal of legislation has been aimed at keeping those costs down, looking at how it got so expensive in the first place is the key to reducing ...

In everyday language, Indemnity is equivalent to money paid to cover actual damage caused by accidents, theft, legal claims, ...

Discover the process, pros, and cons of medical underwriting. Learn how it affects insurance rates and the impact of the ...

To continue reading this content, please enable JavaScript in your browser settings and refresh this page. More than half of Wisconsin companies offer health ...

Concealing health details may help secure a policy, but it can derail claims later. Why full disclosure—not approval—is the ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...