Soft markets, he said, inevitably test underwriting discipline. “A soft market absolutely puts underwriting discipline at ...

Underwriting occurs when individuals or organizations assume financial risk in exchange for payment. Financial risk is the risk that a company may not generate enough cash flow or revenue to fulfill ...

When applying for life insurance, the underwriting process is a critical step to determine the policyholder's risk and premium. At CG Insurance, we pride ourselves on a customer-centric approach that ...

Understanding how and why insurer make decisions could improve your chances of getting the policy and price you want Written By Written by Insurance Writer, Buy Side John is a staff writer at Buy Side ...

The world of insurance underwriting has been a steady and unchanging force for over four centuries. It's a domain where risk assessment and pricing are deeply rooted in historical data, often locked ...

Life insurance underwriting has long been evolving to improve insurer efficiency and the customer journey. As life insurers and reinsurers continued to wrestle with this, the COVID-19 pandemic came ...

The age-old insurance underwriting model worked well for a traditional environment of slower and more predictable change, with similar processes and risk evaluation methods across insurers. Today, the ...

The insurance industry is adapting to the rise of generative artificial intelligence (AI) by incorporating it into its underwriting processes amid looming cyber threats, some of which may also utilize ...

American Coastal Insurance Corporation (ACIC) Q4 2025 Management View President & CEO B. Martz highlighted that "American Coastal continued to demonstrate that we are a unique, high-performing ...

Underwriting decisions often drive more economic value in life insurance planning than carrier selection, product design or illustrated pricing, yet underwriting is where many professionals spend the ...

At the NDTV Ind.AI Summit, Manu Lavanya, Senior Director and COO of Axis Max Life Insurance, explained how AI and real-time health data are already transforming insurance underwriting. Responding to a ...

Discover how the loss ratio and combined ratio assess insurance profitability by comparing incurred losses to premiums and expenses.