Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Many traditional life insurance policies require a medical exam. This process allows the insurer to gather an applicant’s health data to calculate premiums. However, medical exams can be inconvenient ...

Many life insurance policies require a medical exam, but no-medical-exam life insurance is becoming easier to find. Simplified issue, guaranteed acceptance and group life insurance policies typically ...

No-exam life insurance policies have a reputation for offering skimpy coverage at high prices. Recent innovations in data analytics, though, including the use of artificial intelligence (AI), has ...

Most life insurance policies require you to get checked out by a medical professional so your provider can determine what sort of risk you post. But if you have a preexisting medical condition you're ...

We looked at term and permanent life policies to identify the top life insurance companies overall ...