Explore how the prime rate influences consumer loans like mortgages, versus the repo rate's role in managing the money supply ...
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What is the prime interest rate for credit cards?
When you apply for a credit card, you'll be presented with several disclosures covering everything from card benefits and fees to the card's annual percentage rate (APR). Many people don't realize ...
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How does the prime interest rate affect you?
Credit card lenders add a margin to the prime rate to arrive at your card’s variable APR. The prime rate impacts the cost of credit on consumer loans, including credit card accounts, with the rates on ...
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