A new year raises an old, perennial question about how retirees should optimize the use of their retirement savings.

A new year has kicked off—and retirees might want to take note. Here are some of the retirement account rules quietly ...

Required minimum distributions (RMDs) on pre-tax retirement accounts start at age 73 for account holders born between 1951 ...

If you’re entering retirement, it’s essential to understand how required minimum distributions, or RMDs, work. Tax-deferred ...

But keep in mind that you can't keep all that money in there forever. The IRS requires you to begin withdrawing money from ...

The SECURE acts introduced several major changes to RMDs over the last few years. The changes impact both retirees and those who inherited an IRA within the last five years. Knowing the rules could ...

At 73, you’ve reached a significant milestone, which is a result of a lifetime of hard work, planning, and perseverance. Congratulations! However, this particular birthday also comes with an essential ...

Even if you don't need the cash now, RMD withdrawals can come in handy in an emergency. You could also make a qualified charitable contribution to a cause you care about (and save on taxes). Life ...

The primary factor in a Roth IRA conversion decision is the difference between the tax rate at conversion and the future tax ...

Most people take RMDs toward the end of the year, which is probably better if you’re doing other things like qualified charitable distributions. First-time RMD takers can delay until April 1, but they ...

But keep in mind that you can't keep all that money in there forever. The IRS requires you to begin withdrawing money from these accounts -- and paying taxes on it -- once you turn 73. These ...