In 2025, insurance is a major expense for small business owners. Premiums are climbing with no sign of easing up. Sharp increases in climate events, cyber threats, and general costs all play a role.

BURBANK, Calif., Dec. 16, 2025 /PRNewswire/ -- New national data shows that medical costs and other factors have led to a steep increase in the cost of liability claims. The new average claim cost for ...

Some small business owners say they are facing their own affordability crisis because of higher tariff, health insurance and energy costs. Shirley Modlin, who owns 3D Design and Manufacturing in ...

Most small businesses are chronically underinsured, and those companies that are insured often don't have a complete grasp of their coverage. That's one of the top takeaways from a survey of 2,000 ...

"The gap between what businesses hold and what they risk has widened by $59,000 in one year," said Mark Fitzpatrick, licensed insurance expert at MoneyGeek. "Without insurance, a single bad day isn't ...