Learn about initial interest rates on adjustable-rate loans, how they work, and their benefits. Find out why they're lower ...

Learn how the 11th District COFI impacts adjustable-rate mortgages, what factors influence it, and why it was a key index for ...

A convertible ARM includes a clause that lets borrowers switch from an adjustable interest rate to a fixed one, usually for a fee. A convertible mortgage allows borrowers to take advantage of the ...

Add Yahoo as a preferred source to see more of our stories on Google. What Is a 5/1 ARM? (And Should You Get One To Snag a Lower Mortgage Rate?) Prospective homebuyers have been dealt a complicated ...

When shopping for a mortgage, there are several options to consider. The biggest consideration is whether you want a fixed-rate or variable-rate loan, otherwise known as an adjustable-rate loan. A 5/1 ...

With housing prices reaching generational highs, many borrowers are turning to adjustable-rate mortgages (ARMs) to afford their mortgage payments. These loans offer lower interest rates than ...

Today's homebuyers face a tough market. Mortgage rates hover between 6% and 7% currently, while home prices stay stubbornly high. This combination has pushed homeownership out of reach for many ...