An employer’s benefits package may be one of the biggest draws when you take a new job. However, it’s important to know that not all of these benefits may be available to you right away. Even if you ...

Any money that you put into your 401(k) is yours. But when it comes to employer match contributions, things work a little differently. To own any portion of your employer’s contributions, you’ll need ...

Cliff vesting is a common concept in the world of employee benefits and compensation, particularly in the context of stock options, retirement plans, and other long-term incentive programmes. It ...

401(k) forfeiture occurs if you leave a job before being fully vested. Employer contributions vest according to schedules, with many employers using cliff vesting or graded vesting. To avoid losing ...