Millions of people rely on Cleo to get to grips with their financial lives thanks to expert-level insights. See what you earn, what you owe, and get ready for what’s next.

Meet Cleo—The AI-powered budgeting app that simplifies finance management, tracking spending and bills, and providing personalized insights.

Cleo uses cutting-edge AI technology to help you actually understand (and master) your money. Cleo thinks, remembers, coaches, and speaks like a person but scales like software.

Meet the AI assistant that's helped 6 million people avoid their overdraft, build credit, and budget better. Try Cleo today for free.

What does Cleo do? You want to know what Cleo can do and how to get the most out of her J H C By Janina and 2 others4 articles

To calculate whether you could get up to $250, Cleo’s algorithm securely analyzes information from your bank account and determines your eligibility based on a combination of factors like …

Join Cleo, the AI helping millions improve their financial health. Explore open roles, discover our transparent salary bands and autonomous squad model.

Jul 8, 2025 · Building Cleo Our engineers explain what we’re building, testing, and learning right now. Plus, dive into the ways of working that allow us to scale at speed.

Jun 19, 2023 · So the first thing Cleo's AI does is determine if your question is even something they’d be good at answering. If it is, the next step is to package up the relevant info or point …

Jul 22, 2025 · Cleo 3.0 can summarize and store conversations, capturing details such as budgeting goals, recurring spending patterns, and financial stress points. Rather than storing …