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Billionaires don’t “cash out.” They move debt. Here’s what that can look like in real estate, done ethically and with the seller’s permission. 🏡 Monday: You buy a house for $500,000 with seller financing. You sign a promissory note. The seller is the bank. 📝 Then the power move: If the seller agrees, you use substitution of collateral (aka collateral swapping) You move that $500k note off the new house and secure it to another property you already own that has: ✅ enough equity ✅ enough cash fl
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