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1:00
YouTube
MoneyMadeSimple
How to Open Credit Cards Safely + The Chase Combo You Should Start With
Most people think opening a credit card hurts your score… but it actually helps when you do it the right way. Start with a no‑fee card, keep utilization low, then add Sapphire to unlock transfer partners and boost your point value. This is the smartest starter combo for beginners who want better credit AND better rewards.
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