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Choosing a health insurer? Don’t fall for just a high Claim Settlement Ratio (CSR)! CSR tells you how many claims an insurer settles, but what about Incurred Claim Ratio (ICR)? 🤔 🔹Claim Settlement Ratio (CSR) = % of claims paid vs. total claims received 🔹Incurred Claim Ratio (ICR) = Claims paid vs. total premium collected A very high CSR with a low ICR could mean the insurer is rejecting high-value claims! Always check both before choosing your policy. Talk to our Turtlemint experts to make a
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